FREE CHECKING with 3% Interest
3.04% APY
$100 minimum opening deposit
No minimum balance (as long as it is positive)
Interest earned on average daily balances over $500
No service charge
No per item charge
No home or foreign ATM charges
Reimbursed ATM fees with receipt
Imaged statement
Seamless Quicken/Quickbooks Download (feature
not available for Quicken or Quickbooks
web based application)
|
REGULAR SAVINGS
$100 minimum opening deposit
No minimum balance (as long as it is positive)
$100 minimum daily balance to avoid service fee
*($25 for students, minors, and seniors)
$6 monthly maintenance fee
3 withdrawals per statement cycle
$2 charge for each excessive withdrawal
* students must have valid student ID, minors
age 17 or younger, senior age 55 or older |
PERSONAL MONEY MARKET
$100 minimum opening deposit
Tiered interest rate
$5,000 minimum daily balance to avoid service fee
$15 service charge
6 withdrawals per statement cycle (no more than
3 by check)
$8 charge for each excessive withdrawal
Seamless Quicken/Quickbooks Download (feature
not available for Quicken or Quickbooks
web based application)
|
PREMIUM MONEY MARKET
$10,000 minimum opening deposit
$10,000 minimum daily balance to avoid service fee
$30 service charge
6 withdrawals per statement cycle (no more than 3
by check)
$8 charge for each excessive withdrawal
No service charges for Senior Citizens (over 55)
with direct deposit of payroll or Social Security.
Seamless Quicken/Quickbooks Download (feature
not available for Quicken or Quickbooks
web based application) |
|
CERTIFICATES OF DEPOSIT
Up to 6 months
1 year
18 months
2 year
3 year
4 year
5 year
$300 minimum opening balance
Interest compounds daily
Penalty for early withdrawal
- Six months for one year or more
- Three months for less than one year
|
FLEXIBLE CD
$300 minimum opening balance
6 month maturity with automatic renewal
1 penalty free withdrawal during term
After penalty free withdrawal, same penalities for CDs apply
IRA
$500 minimum opening balance
Six months interest penalty for early withdrawal |
