FREE CHECKING with Interest
$100 minimum opening deposit
Over $500 daily balance to earn interest
No service charge
No per item charge
No home or foreign ATM fees
Reimbursed ATM fees with receipt
Imaged statement
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REGULAR SAVINGS
$100 minimum opening deposit
$100 minimum daily balance to avoid service charge
*($25 for students, minors, and seniors)
$6 monthly service charge
3 withdrawals per statement cycle
$2 charge for each excessive withdrawal
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PERSONAL MONEY MARKET
$100 minimum opening deposit
Tiered interest rate
$5,000 minimum daily balance to avoid service charge
and to earn interest
$15 service charge
6 withdrawals per statement cycle
$8 charge for each excessive withdrawal
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PREMIUM MONEY MARKET
$10,000 minimum opening deposit
$10,000 minimum daily balance to avoid service charge
and to earn interest
$30 service charge
6 withdrawals per statement cycle
$8 charge for each excessive withdrawal
No service charges for Senior Citizens (over 55)
with direct deposit of payroll or Social Security
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CERTIFICATES OF DEPOSIT
Up to 6 months
1 year
18 months
2 year
3 year
4 year
5 year
$300 minimum opening deposit
Interest compounds daily
Penalty for early withdrawal
- Six months interest for one year or more term
- Three months interest for less than one year term
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FLEXIBLE CD
$300 minimum opening deposit
Can make unlimited deposits
6 month maturity with automatic renewal
1 penalty free withdrawal during term
After penalty free withdrawal, same penalities as CD's apply
IRA
$500 minimum opening deposit
Same penalties as CD's apply for early withdrawal |
