Our banking philosophy has been simple but effective; provide a stable, secure, and growing investment opportunity to the ever-expanding North Georgia markets and communities.  We spent countless hours researching how to best serve our investors and customers.  We came to the realization that maintaining the bedrock principles of friendly professional service which defined our bank many years ago should be our number one goal.

Our Mission Statement
Our mission is to become and remain the premier community bank in North Georgia.  We will enhance and strengthen shareholder value by serving our clients and their financial needs through a broad range of quality products and services.

We have a personal interest of the financial success of every client that we serve and will devote our resources to build valuable customer relationships.  We believe that in doing so we will be creating value for our clients, ourselves and our company.

We place the highest value on people and take pride in exceeding expectations.  We will provide and environment of stability and security, and we will empower our employees in an atmosphere of mutual respect.

We will be guided by the principles of honesty, loyalty, and trust.


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